Back in FDR's administration people were sold a bill of goods called Social Security. The idea was an insurance like plan where you paid in during your working career and were paid back when you retired. It was a guaranteed income, backed by the full faith and credit of the United States of America.
"People willing to trade their freedom for temporary security deserve neither and will lose both" - Ben Franklin
They put their savings in the hands of politicians to do what they could have easily done themselves,( save for retirement), and are now angry because Washington has squandered their money. The job of government is to do for people what they are not capable of doing themselves. The government forces you to put side 7.5% of your income because people are not disciplined enough to do that by themselves. Which brings to mind another saying.
You can either discipline yourself, or have someone else do it for you. If you feel it's an invasion of your freedom to have the federal government dictate the amount of income you'll have to spend during your retirement, and be at the whim of the economy and political policy as to how that income is adjusted, then perhaps you'd do well to provide for your own retirement income.
Harsh words, or sound advice? Social Security is in direct violation of the principles this nation was founded upon. Who among us is surprised it's not a sustainable program? When you wander astray from your mission statement, it's not unusual to find failure.
Don't allow the government to fool you into thinking they will, "take care of you." Or there is a wonderful chance they will, and not in the manner your accustom to.