Tuesday, December 11, 2012

Obamacare Reality!

I just got my first taste of the benefits of the Affordable Healthcare Act in the mail.

"These payment adjustments are not based on your individual claim costs. They are based on the combined costs of all company policy holders who have the same plan. Everyone who is covered by this plan in your state is receiving a rate adjustment."

By rate adjustment they mean a 30% increase. Now if I remember correctly the big selling point of this legislation is that it would keep healthcare costs in check. Here's a little more from this bastion of good news...

"We are working hard to provide our customers with high quality insurance at an affordable cost. In spite of our efforts, medical costs continue to go up due to increased use and higher charges for healthcare products and services."

Now I don't want to be the guy who says, "I told you so," but "I told you so!" Part of this premium increase is due to the additional coverage of those with preconditions as the federal government is applying a &63.00/year tax on all healthcare plans to create a slush fund that goes into the Treasury for unspecified reasons. (Note: corporations don't pay taxes, their consumers do). This is another attempt to redistribute the wealth from the "haves" to the "have nots." Backdoor taxation that penalizes those who responsibly carry healthcare insurance.

America is being draw more and more into socialism. We are now redistributing healthcare for the good of the collective. That's a concept taken right out of the Communist Manifesto. We need to refocus on the rights of the individual, fix the problem not the symptom. Healthcare doesn't become affordable by taxing and penalizing those who maintain that responsibility. That just adds an additional burden and creates more without insurance. The solution lies in changing the culture in our country to address the individual, not the collective. You take care of the individual, the collective will be just fine!

God Bless!
Capt. Bill

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